Monitoring and Alerts
Monitoring and Alerts is available as an upgrade for an additional $60 per year per person. You may enroll all or a subset of employees such as owners, senior managers or other defined categories. When you enroll, you will receive tokens to distribute to eligible employees with which they can go on-line and sign up for the upgrade at no cost to them. The employees will login to the secure monitoring system to provide their personally identifying information and to initiate their monitoring services.
Identity Fraud Risk Score & Monitoring
Generates your SMART℠ ID risk score based on data mining and proprietary algorithms to establish a baseline assessment of your risk to identity theft and monitors same for changes to your score. The lower your score the better. Alerts are triggered when the score materially changes. (It’s like a personal credit score, but rather for your risk to identity theft)
SSN Monitoring – Report & Monitoring
The technology scours and monitors databases and commercial network activity for high risk transactions using your SSN, which SSN is typically used in opening new accounts. Alerts are sent to your business in real-time allowing you to trigger a Red Alert if you do not recognize the transaction.
Credit Card Monitoring
Monitoring and alerts of activity found in Internet chat rooms and the underground for payment card information can help stop fraud before it occurs.
Data Sweep Monitoring and Score
Personal identity monitoring searches for your personal information and alerts are sent to your business to proactively engage a response in coordination with the victim assistance team.
Each active Member is provided a limit of identity insurance protection to cover certain expenses associated with identity fraud. Identity insurance is underwritten by insurance company subsidiaries or affiliates of AIG, an A rated insurer that provides unique and important coverage for certain expenses, including monies stolen by unauthorized electronic funds transfer from an account in your name. Other key features include coverage for legal fees, lost wages (up to $1500 per week for up to five weeks), investigatory expenses and more.
Furthermore, Coverage is subject to specific terms, limitations and exclusions. For a summary of coverage, please click here. If you are a resident of New York and purchase our protection, you will be provided coverage having a limit of insurance of $25,000 and subject to different terms and conditions. For a summary of coverage provided to residents of New York, please click here.
Keystroke Encryption Software
Keystroke Encryption Software helps protect your identity by encrypting your keystrokes and hiding them from hackers, malware and keyloggers intent on stealing your sensitive credentials while using the internet.
Lost Wallet Services
With our Lost Wallet Services, our 24/7 support team will help you act quickly to limit your losses, maintain your good credit, and replace your lost or stolen cards.
24/7 Unlimited Resolution & Prevention Assistance
24 hours a day, 7 days a week, the staff ready to assist you with fraud resolution, no matter what type or how you experience identity theft. Our staff are FCRA certified and will help to resolve your case whether it is simple or complex. In addition, staff are ready to help you take proactive steps to further protect your identity, including helping you ‘opt-in’ to activate free credit bureau fraud alerts, remove your name from solicitation lists, obtain credit freeze enrollment letters and to obtain similar prevention assistance and support.